People are often confused about where to get health insurance, because cases of fraud also come to the fore. Here we are going to tell you some important things that you must take care of while getting health insurance.
Image Credit source: Freepik
No one knows when it will happen in life. The danger of the end of life keeps looming over us or it has become common today to be in the grip of serious diseases. That is why people now prefer to take the scheme of health insurance, which plays an important role in making the family feel safe in the future. dengue, malaria Or if there is a hospitalization due to other diseases which is very heavy on the pocket, but if there is health insurance then things become very easy. Health insurance is now a necessity and that is why there is a lot of competition in the market regarding it.
There are a lot of companies and people are often confused about where to get health insurance, because cases of fraud also come to the fore. Here we are going to tell you some important things that you must take care of while getting health insurance.
One advantage of the digital age is that you can check the history of a company or its facilities online. Before getting health insurance, check whether the company you are choosing is already doing medical health insurance or not. New companies often do fraudulent or deceitful work.
Most of the companies give health claim after about 3 years if you are suffering from chronic diseases like diabetes or BP. The condition of suffering from diseases is called PED, about which very few people are aware. While taking health insurance from the company, know what are its conditions regarding PED and from when it provides the service of claiming.
Know this before becoming a parent
It has also been seen that most of the companies do not cover the pregnancy period and then the delivery of the baby in health insurance. It is possible that the agent of the company you are making the claim from will tell you to cover it and things change later. While taking the scheme, make sure to clear this thing. There are many companies that provide this service but its premium is high.
cover all expenses
In case of sudden health problems, insurance acts as a financial instrument. But the cost of seeing the doctor, the cost of medicines, health tests, all these things are also very expensive. It is also important to know before taking insurance whether your company provides facility to bear these expenses or not.