August 10, 2022
The best smartphones you can buy under Rs.  20,000


Sub Rs. 20,000 segment is aimed at providing much higher value than your typical budget smartphone. There’s a lot of power to play with and the refresh rate is typically around 90Hz to 120Hz, which makes these smartphones good for some medium-level gaming as well. Some brands also offer AMOLED panels that offer deep blacks and make them more capable when it comes to streaming video. The camera capability is definitely better than your typical budget smartphone, however the camera performance in low light still leaves a lot to be desired.

New additions to our Rs. The 20,000 smartphone buying guide includes the OnePlus Nord CE 2 Lite 5G and Realme 9 5G Speed ​​Edition. The Vivo T1 5G, Moto G71 5G and Redmi Note 11T 5G are some of our top recommendations. There are still some older models that continue to attract your attention. This includes the iQoo Z3 which focuses on all-round performance and 5G, but still offers great value.

Here are Gadgets 360’s picks of top phones under Rs. 20,000 in India, in no particular order. We’ve reviewed and tested all the phones on this list in depth, including their raw performance, camera capability, software, ease of use, physical design, battery life, and charging speed.

Best phone under Rs. 20,000

Phones under Rs. 20,000Gadgets 360 Rating (out of 10)Price in India (as recommended)
oneplus nord ce 2 lite 5g8Rupee. 19,999
realme 9 5g speed edition8Rupee. 19,999
Vivo T1 5G8Rupee. 15,990
Moto G71 5G8Rupee. 15,999
redmi note 11t 5g8Rupee. 15,499
realme 8s 5g8Rupee. 17,999
iQoo Z38Rupee. 19,990

oneplus nord ce 2 lite 5g

A lot of fans are waiting for the sub-Rs. 20,000 OnePlus phones, and in 2022, we finally have them. The OnePlus Nord CE 2 Lite 5G is a more affordable version of the Nord CE 2 5G for the most part, but it does offer slightly better specs in some areas. The phone has a crisp 120Hz display, and runs on the latest Android version with very little bloatware. It offers decently quick charging and good all-round performance for the price, along with excellent battery life. If you’re ready to own a OnePlus smartphone or if long-term software updates rank high on your ‘must-have’ list, then you should consider the Nord CE 2 Lite 5G.

realme 9 5g speed edition

The Realme 9 5G Speed ​​Edition is a more powerful and definitely more attractive model than the Realme 9 5G. With prices starting just under Rs. 20,000, this phone packs a powerful SoC, 144Hz refresh rate display, and a massive 5,000mAh battery. It also supports 30W fast charging, which is convenient. The base variant, which is one to get in our opinion, does not have many direct competitors and offers maximum bang for your money if you are looking for decent performance in this segment. One thing to note is that this phone does not have an ultra-wide camera and the video stabilization is not the best.

Vivo T1 5G

The first smartphone in Vivo’s T series, the T1 5G (Review), is a solid contender at an impressive price of Rs. 15,990 for the base variant. You get a 120Hz display and a 5G-ready Qualcomm Snapdragon 695 SoC, packed into a body that’s just 8.25mm slim. The dewdrop notch at the top of the display might look a bit outdated, but this display packs a 240Hz touch sampling rate, which should be good for gamers. The Vivo T1 5G doesn’t have an ultra-wide-angle camera and comes with a relatively slow 18W charger, but for those who focus solely on performance, it should be a good buy.

Moto G71 5G

Priced at Rs 18,999 with 6GB RAM and 128GB storage, the Moto G71 (Review) offers a near-stock Android 11 software experience, with Android 12 update expected soon. Those who prefer stock Android will find this phone as a better option than the rest of the devices on this list. Along with the Qualcomm Snapdragon 695 SoC, it also has 5G, which makes it more future-proof than the older Moto G60. With a decent camera and good battery life, the Moto G71 is one of our top picks for the 5G-conscious buyer who just can’t do without stock Android.

redmi note 11t 5g

Powered by MediaTek’s Dimensity 810 SoC, this 5G-capable budget smartphone from Xiaomi packs in decent battery life with decent performance for gamers. Shutterbugs couldn’t be too happy with the dual rear cameras of the Redmi Note 11T 5G (Review) and their average performance. At the same time, its 90Hz LCD panel with 240Hz touch sampling rate makes it a capable budget smartphone for gaming. There is also a large 5,000mAh battery which can be charged quickly using the 33W charger provided in the box. The device is IP53 rated for dust and water resistance, so it can survive light splashes of water.

realme 8s 5g

Except for a slightly thicker display chin, the Realme 8s 5G (Review) looks almost identical to the Realme 8 5G. It is powered by the MediaTek Dimensity 810 5G SoC and comes with either 6GB or 8GB of RAM depending on the variant you choose. Battery life is one of this phone’s strong suits, and the 5,000mAh battery easily lasts more than a day of normal use.

The 64-megapixel main camera managed good photos in daylight in our tests but the lack of an ultra-wide-angle camera makes the 8s 5G less versatile than some of the competition. Low-light camera performance was average, though Night Mode helped improve output. Overall, the Realme 8s 5G is only a minor improvement over the 8 5G, but an improvement nonetheless.

iQoo Z3

The iQoo Z3 (Review) has been replaced by the pricier iQoo Z5 and more recently the iQoo Z6 5G, but this older phone still offers a lot of CPU power thanks to its Qualcomm Snapdragon 768G SoC. Its starting price is just below our budget cutoff. The 6.58-inch full-HD+ screen has a 120Hz refresh rate, and the 4,499mAh battery can be charged quickly using the included 55W adapter. The plastic back may not appeal to everyone and the camera performance could use some improvement, but it’s hard to pass up the features and specifications at this price level.


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